Business Protection

A business’ future viability will be protected with a comprehensive commercial insurance package.

Protect your business and its future viability from the impact of the death or long term disability of key employees or sole-traders with my comprehensive commercial insurance package.

When a business suffers the sudden loss of its sole trader, a business owner or partner, or a key employee – the consequences can be devastating. Loans may have to be paid at short notice, profits and confidence in the business could fall and long term stability could be compromised.

 

The commercial insurance package is flexible and allows you create a customised plan that can cover as many key stakeholders as needed.

 

The 3 main business plans are:

 

Ownership Buyout Cover
Designed to fund the buy-sell agreement commitments of the business for an owner whose death, terminal illness or total long term disability would trigger the buy-sell agreement. This benefit is not available to sole-traders.

 

Debt Protection Cover
Designed to fund business debt re-payment upon the death, terminal illness or total long term disability of any employee, owner or sole trader, whose death, terminal illness or total long term disability would trigger a requirement for the debt to be repaid.

 

Permanent Loss of Key Person Cover
Designed to provide a capital injection into the business upon the death, terminal illness or total long term disability of a key employee or sole trader.

I’ll create you a comprehensive insurance plan that is completely tailored to cover your specific insurance needs and fits within your budget.