If you are diagnosed with a condition that is potentially life threatening, the last thing you need is to worry about how all the medical and other bills are going to be paid. Having trauma and critical illness cover will give you peace of mind and allow you to focus on your recovery rather than on how you are going to pay for your recovery.

Key Benefits Of Trauma Cover:

• Lump sum payment in the event you are diagnosed with a covered condition
• Early payment of diagnosis benefit – immediate release of 25% of your trauma cover up to a maximum of $100,000 to cover initial financial strains
• Chronic condition cover – partial payment of 25% of your trauma cover, up to a maximum of $10,000 if you are diagnosed with a covered condition that is life changing but not immediately life threatening
• Professional assistance – if your family need assistance with managing the proceeds from your trauma cover claim, your trauma cover provides a financial/legal advice benefit up to a maximum of $2,500, payable in addition to your trauma cover
• Worldwide cover – your trauma cover is valid wherever you are in the world

While progress in modern medicine has reduced the likelihood of death after a serious illness, such as being diagnosed with cancer or suffering a heart attack or stroke, survivors are faced with the financial impact of additional medical costs and lost income during their recovery.

Trauma cover is an insurance which provides a lump sum benefit payable if you suffer one of a number of listed conditions that are potentially life threatening and will have a significant impact on your finances.

These funds relieve financial pressures and allow you to focus on recovery.

The payment can be used to:

• Reduce debt
• Purchase specialised equipment
• Pay for home modifications
• Pay for additional care
• Create an investment fund to generate ongoing income

Together we can develop a plan that covers you if you should be diagnosed with a covered condition. Your plan can be as flexible as you need it to be. If your life circumstances change, we can restructure your insurance plan so that it works with your budget, but still covers all eventualities.