Life Insurance

Secure your family’s future with an affordable life insurance plan tailored to you.

We all worry about what will happen to our family if something happens to us. I can create a life insurance plan for you that is designed to fit your needs and your budget, has the flexibility to change when your life does, and ensures that your family is taken care of after you’re gone.

 

Key Benefits of Life Insurance Cover:

  • Lump sum payment in the event of your death – to be used in any way you see fit
  • Early payment of bereavement benefit – immediate payment of $15,000 upon notification of your death to assist with immediate expenses
  • Early payment of your life cover benefit if you are diagnosed with a terminal illness
  • Professional assistance – if your family need assistance with managing the payout, you life cover provides a financial/legal advice benefit up to a maximum of $2,500, payable in addition to your life cover
  • Worldwide cover – your life cover is valid wherever you are in the world

Choosing the right type of life insurance depends on a lot of things – like how old you are, your health, whether or not you smoke, if you’re working, whether you have children or other people dependent on your income, and how much you owe on your mortgage and other debts.

 

When it comes to deciding on the amount of life insurance cover you need, you have to work out how much it would cost to ensure things would carry on comfortably for your family when you are gone.

 

The money would cover things like:

  • Repaying the mortgage – your mortgage payments will go uninterrupted after you die, and will continue until your home loan has been repaid
  • Day-today living expenses – funds that can be used towards everyday bills like food, clothes and school fees
  • Raising children – so they have the upbringing and schooling you’d want for them
  • Protecting retirement savings – so your nest egg isn’t put in jeopardy
  • Funeral expenses – so your family doesn’t have to pay for the cost of a funeral

I can work with you to develop a flexible plan that we can change and restructure if your life circumstances change. Because when I sign you up for your life cover – that’s just the beginning of our relationship. I will be available to you whenever you need advice, and I’ll make sure that your insurance protection covers all of life’s unpleasant possibilities.

I’ll create you a comprehensive insurance plan that is completely tailored to cover your specific insurance needs and fits within your budget.