It works well in conjunction with your life cover. With sufficient life insurance in place to clear your mortgage and other borrowings, family protection will then provide an ongoing income for the upkeep of your family. It’s an ideal and secure way to provide income for your dependents should anything happen to you.

Key Benefits of Family Protection Cover:

• Monthly tax-free payments to your dependents in the event of your death
• Early payment of benefit – to assist with immediate expenses during the policy release period. The bereavement support benefit allows a payment of the first 3 months of your family protection cover to be paid out immediately upon notification of your death
• Your choice of cover term – family protection insurance provides you with the flexibility to structure your plan to best closely suit your needs by allowing you to choose your own payment term. Choose from 5, 10, 15, 20, 25 or 30 years; or
  alternatively you can choose to receive a monthly benefit to either age 65 or 70
• Professional assistance – if your family need assistance with managing the payout, you life cover provides a financial/legal advice benefit up to a maximum of $2,500, payable in addition to your life cover
• Worldwide cover – your family protection cover is valid wherever you are in the world
  Family

I can work with you to develop a flexible plan that we can change and restructure if your life circumstances change. Because when I sign you up for your life cover – that’s just the beginning of our relationship. I will be available to you whenever you need advice, and I’ll make sure that your insurance protection covers all of life’s unpleasant possibilities.